Terms & Conditions

Last updated: February 24, 2026

1. Acceptance of Terms

By accessing and using the EquityRich.ca website, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use this website.

2. Use of Website

This website is provided for informational purposes only. The content on this site, including but not limited to text, graphics, images, and other material, is for general information purposes only and should not be construed as financial, legal, or professional advice.

3. Mortgage Services

EquityRich.ca operates as a referral institution. Mortgage Agents and Brokers represent Everything Mortgages (FSRA #12755). All mortgage products and services are subject to approval and qualification requirements. Terms, conditions, and rates are subject to change without notice.

4. Application Process

By submitting an application through our website, you authorize EquityRich.ca and its partners to contact you regarding your inquiry. You understand that submission of an application does not guarantee approval or funding. All applications are subject to property assessment, equity verification, and other standard lending criteria.

5. Privacy and Data Protection

Your privacy is important to us. Please refer to our Privacy Policy for information about how we collect, use, and protect your personal information.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of EquityRich.ca or its content suppliers and is protected by Canadian and international copyright laws. Unauthorized use of any content may violate copyright, trademark, and other laws.

7. Limitation of Liability

EquityRich.ca and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of this website. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.

8. Changes to Terms

EquityRich.ca reserves the right to modify these terms and conditions at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website following the posting of changes constitutes your acceptance of such changes.

9. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Ontario.

10. Contact Information

If you have any questions about these Terms & Conditions, please contact us at:

EquityRich.ca
18 Wynford Dr, Suite 307
Toronto, ON, M3C 3S2
Email: info@equityrich.ca
Phone: +1-647-667-9957