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Trusted by Canadian homeowners

Unlock the Power of Your Home's Equity

Get Started How It Works
Same-day approvals
Fast digital application
Up to 80% LTV
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Find Out How Much You Can Borrow

Get your free assessment in less than 60 seconds

Property Details

Enter your property information to calculate your equity.

Borrow Application

How It Works

Get funded in three simple steps

Check Your Eligibility

Answer a few quick questions about your property to see if you qualify

Get Your Funding Amount

We'll assess your home's equity and present you with a personalized offer

Receive Your Funds

Once approved, funds are deposited directly into your lawyer's trust account

Access the Wealth You've Built

Whether you are at your pre-retirement or retired, finance your everyday life as you wish. All while you maintain ownership of your property.

Enhance Your Lifestyle
Leaving Inheritance to Your Loved Ones
Eliminate Expensive Debt
Renovate or Build A Secondary Suite
Managing Divorce or Separation Equalization Payment
Invest in Profitable Opportunities
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How Equity Rich Works

Explore mortgage solutions tailored to give you financial freedom and peace of mind with straightforward, reliable features.

Flexible Payment Options

Choose payment amounts based on your finances — your home equity covers what remains, giving you full control over your private mortgage repayment.

Quick Access to Funds

Unlock up to 75% of your property's value, with mortgage approval and funding in as little as 48 hours — no lengthy bank delays.

No Credit Requirement

Get access to equity-based mortgage solutions without worrying about credit score limitations — we focus on your home's value, not your credit history.

Expert Guidance

A dedicated mortgage advisor will answer your questions, explain your options, and guide you through every step of the lending process.

Find out how much wealth is tied up in your home equity

Get a quick online estimation of how much equity you could unlock using our calculator.

Get an estimate

Access up to 75% of your home value

Proceeds are tax free.

No regular payments required

Making interest payments is up to you.

Maintain 100% ownership

Stay in the home you love.

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WHAT OUR CLIENTS SAY

Trusted by Homeowners Across the GTA

COMMON QUESTIONS

Frequently Asked Questions

Everything you need to know about our home equity solutions.