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Our Mortgage Service Areas Across the GTA
Equity Rich provides equity-based and alternative mortgage solutions for homeowners across the Greater Toronto Area. Choose your city below, or contact us to talk through the financing option that fits your property.
Equity-based and alternative mortgage solutions across the GTA
Equity Rich works with homeowners and property owners across the GTA on equity-based and alternative mortgage solutions, including private mortgages. Property value and available equity are often central to how financing is structured, though the details depend on the product and the lender involved.
Approval decisions can depend on several factors: the property itself, available equity, existing debt, the purpose of the financing, your circumstances, income documentation, credit, and the requirements of the specific lender or product. Find your city below for local contact details, or go straight to the service you’re researching.
Twelve GTA cities, each with its own page
Select your city below for local contact details and the service-area page for your market. Pages are added here as each city goes live.
Toronto
Our Toronto service-area page is in progress. Contact us directly for financing details in the meantime.
Page coming soonMississauga
Read about home equity loans, second mortgages, and refinancing for properties in Mississauga.
Mississauga mortgage solutionsBrampton
Debt consolidation and equity-based options for Brampton homeowners are covered here.
Brampton mortgage solutionsVaughan
See second mortgage and home equity financing details specific to Vaughan.
Vaughan mortgage solutionsRichmond Hill
Refinancing and home equity loan information for Richmond Hill properties.
Richmond Hill mortgage solutionsMarkham
Self-employed and private mortgage details for Markham property owners.
Markham mortgage solutionsOakville
Home equity and refinancing options for Oakville homeowners, explained.
Oakville mortgage solutionsCaledon
Financing details for rural, acreage, and non-standard properties in Caledon.
Caledon mortgage solutionsUxbridge
Equity-based mortgage information tailored to Uxbridge homeowners.
Uxbridge mortgage solutionsAurora
Home equity and bridge financing details for Aurora properties.
Aurora mortgage solutionsAjax
Second mortgage and debt consolidation information for Ajax homeowners.
Ajax mortgage solutionsWhitby
Equity-based mortgage details for Whitby properties.
Whitby mortgage solutionsOwn a property outside these municipalities? We also work with clients elsewhere in the GTA and Ontario. Contact us to confirm coverage for your address.
The programs linked from every city page
Each service-area page points back to the same core programs. Here is where every one of them lives.
Equity in your home
Home equity loans, HELOCs, and second mortgages let you borrow against equity you've built. Rates, fees, and how a new registration sits behind your first mortgage depend on the product and the lender.
Debt and cash flow
Consolidating debt against home equity can simplify payments, though rates, fees, and repayment terms vary, and unsecured balances become secured against the property once they're rolled in. Bridge financing covers the gap between closing on a purchase and receiving proceeds from a sale.
For self-employed, retired, and complex-income borrowers
Some alternative programs can accommodate self-employed or hard-to-document income, subject to the lender's and product's requirements. Reverse mortgages are a potential option for eligible homeowners, and alternative lending covers cases that fall outside standard bank criteria.
Ownership changes and commercial needs
A spousal buyout, a business purchase, or a property facing power of sale each call for financing structured around the specific timeline and circumstances involved.
Not sure which program fits? Browse every mortgage service we offer across the GTA.
Frequently Asked Questions About Our GTA Service Areas
Ready to talk about financing across the GTA?
Contact our team if you already know your city, or if you're still working out which financing option fits your situation.