Timing is everything in real estate, and when you’re buying a new home before your current one sells, it can feel like walking a financial tightrope. At Equity Rich, we offer flexible bridge mortgage options that help customers switch between properties while maintaining financial stability.
As a private lender specializing in equity-based lending, we provide custom-built bridge loan options to GTA homeowners who possess home equity yet need quick, short-term funding. Whether you’re upgrading, downsizing, or relocating, our bridging mortgage service enables you to access your property value while skipping traditional credit scoring and income or age verification.
A bridge mortgage is a short-term financing solution that covers the gap between the purchase of a new home and the sale of your existing one. Homeowners can obtain financing for new home down payments using the equity value of their current residence. The financing allows you to buy your new dream property immediately while your current home remains on the market for sale.
The repayment of bridge loans in Canada occurs right after your current home sale transaction completes. Equity Rich provides bridge financing in Canada for products that base their funding on property value instead of requiring income verification, credit reports, or employment history.
The bridge mortgage provides homeowners with the ability to move between properties without worrying about perfect timing for sale and purchase. We offer you the ability to purchase properties immediately before selling your current home at your chosen time.
Our mortgage bridge options are designed to fund quickly. We allow you to release equity through a fast process that bypasses both credit score requirements and income verification procedures.
Most traditional lenders restrict their bridge loans in Canada to specific income requirements and age criteria. Equity Rich doesn’t. Our company evaluates your property’s worth instead of your personal profile, regardless of your retirement status or employment situation.
We offer up to 70-75% LTV, including first and second mortgage positions, giving you more flexibility and more funds to secure your next property with confidence.
Bridging finance in Canada is a solution that provides homeowners with essential time to find their optimal market offer while avoiding hasty property transactions.
We start by evaluating the current market value of your existing property to calculate the available equity amount. Our bridge loan lending model is strictly equity-based.
Say goodbye to red tape. The application process requires no verification of income, credit score assessment , or age verification. Our company determines approval for bridge financing through home property valuation.
The approval process leads to the distribution of a bridging mortgage that enables you to fund your new home purchase either partially or entirely.
Your bridge mortgage becomes fully payable when your current property sells without any penalty fees or extra charges.
We work closely with you and your real estate agent to coordinate everything perfectly so your relocation becomes peaceful and trouble-free.
EquityRich stands apart from other lenders because we base our bridge financing decisions on property value instead of financial history. Our lending approach differs from traditional banks, as we do not require income verification, credit score checks, or age restrictions. We provide financial assistance to self-employed individuals, retirees, and people with special financial situations through home equity-based loans.
We provide maximum property borrowing potential through our 75% loan-to-value ratio. Your financing strategy becomes more flexible as our team specializes in both first and second mortgage positions. Equity Rich provides fast approval procedures and quick processing times that enable you to make swift decisions about your next home purchase.
Contact us today to learn more about our equity-based bridge financing options and get a free consultation.
Discover how a bridging mortgage can help you buy before you sell, without the stress.
EquityRich.ca is a Canadian entity, operating as a referral institution. Mortgage Agents and Brokers represent Everything Mortgages (FSRA #12755)
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