Markham Homeowners: Access the Equity in Your Home Without the Bank Runaround

Absolutely. Many of our clients are Markham business owners who use our no-income mortgages to access capital without the strict documentation requirements of traditional lenders.

The best broker for you is one who has deep connections with private and alternative lenders. Equity Rich specializes in the "non-bank" space, helping those who have been declined elsewhere find a path forward.

While banks can take weeks, our equity-based approach allows for much faster timelines. Eligible applications can be approved and funded in as little as two business days.

The amount depends on your property value, current mortgage balance, available equity, and application details. Equity Rich may support financing up to 75-80% loan-to-value, depending on the file.

You may still have options. Equity Rich works with Markham homeowners who have been declined by traditional lenders but have enough equity in their home to support a different type of mortgage solution.

You can use the funds for many needs, including debt consolidation, renovations, business expenses, tax payments, emergency costs, or bridging a financial gap.

No. Equity Rich helps homeowners access cash from their home equity without selling their property.

Yes. Retirees may qualify through options such as reverse mortgages, private mortgages, or other equity-based solutions, depending on their age, property value, and goals.