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Get Free AdviceTiming is everything in real estate, and when you're buying a new home before your current one sells, it can feel like walking a financial tightrope. At Equity Rich, we offer flexible bridge mortgage options that help customers switch between properties while maintaining financial stability. As a private lender specializing in equity-based lending, we provide custom-built bridge loan options to GTA homeowners who possess home equity yet need quick, short-term funding.
A bridge mortgage is a short-term financing solution that covers the gap between the purchase of a new home and the sale of your existing one. It allows you to access the equity in your current property to fund the down payment or purchase of your new home, without waiting for your existing home to sell.
The repayment of bridge loans in Canada occurs right after your current home sale transaction completes. Equity Rich provides bridge financing in Canada with equity-based approval — whether you’re upgrading, downsizing, or relocating, our bridging mortgage service enables you to access your property value while skipping traditional income and credit requirements.
A bridge mortgage is ideal for GTA homeowners who are in the process of buying a new property while their existing home is still on the market. If you have equity in your current home and need short-term financing to bridge the gap, we can help.
We start by evaluating the current market value of your existing property to calculate the available equity amount. Our bridge loan lending model is strictly equity-based.
Say goodbye to red tape. The application process requires no verification of income, credit score assessment, or age verification. Our company determines approval for bridge financing through home property valuation.
The approval process leads to the distribution of a bridging mortgage that enables you to fund your new home purchase either partially or entirely.
Your bridge mortgage becomes fully payable when your current property sells without any penalty fees or extra charges.
We work closely with you and your real estate agent to coordinate everything perfectly so your relocation becomes peaceful and trouble-free.
EquityRich stands apart from other lenders because we base our bridge financing decisions on property value instead of financial history. Our lending approach differs from traditional banks, as we do not require income verification, credit score checks, or age restrictions. We provide financial assistance to self-employed individuals, retirees, and people with special financial situations through home equity-based loans.
We provide maximum property borrowing potential through our 75% loan-to-value ratio. Your financing strategy becomes more flexible as our team specializes in both first and second mortgage positions. Equity Rich provides fast approval procedures and quick processing times that enable you to make swift decisions about your next home purchase.
No credit check. No income verification. Funds in as little as 48 hours.
Get Free Assessment +1-647-667-9957No credit check. No income verification. Our team is ready to help you unlock the value of your home.